A day that I had been waiting on for quite some time just recently came. I had literally dreamed and imagined what it would be like far too many times over the last four years and how I would respond when this day came. Would I scream, breathe a sigh of relief, or dance around in delight? Would I shout it from the rooftops or just smile and celebrate inwardly that it had finally come? This wonderful day that I had hoped for was... the day that I would no longer owe any more money to the South Carolina Student Loan Corporation and we would officially be debt free. Silly? Maybe...but to me it was a day that I longed for! It was a goal that we hoped to achieve before our first child was born and with James' due date only 5 weeks away, it seems that we met our goal in just the nick of time.
I'm not sure exactly why it has always bothered me so much to have this school debt. Everyone says that college loans are a "good debt" to have if you have to have debt. I have no regrets about the college that I chose. My college experience was so great and I know that I was exactly where God wanted me for those four years of my life. I knew clearly from the minute that I walked on the campus of Anderson University that I was at home. However, when school was over and my loan payments began it always felt like a big looming burden hanging over me that I owed something to someone that I could not quickly repay.
Well, we worked, saved, and payed large chunks of money toward the loan each month until finally this past month we were able to pay the rest of the loan down to the last cent. A letter came in the mail today and when Stephen came to my work this afternoon he had the letter laying on the console of the car. I saw the logo that I had seen so many times before on that familiar stationary and then I saw the word "Congratulations!" It literally jumped off the page. These monthly statements said many things but never had one began with the word congratulations.
It wasn't the magical moment I had envisioned. There were no fireworks or victory dances although I did squeal a little. The joy I felt to read those words that in a nutshell said - "Congratulations, your debt is paid in full" felt like music to my ears as I thought about how hard we had worked to pay it off. Could there be any better news in all the world?
And then it hit me. Like a brick. Actually, more like a ton of bricks. I had been worrying, dreaming, hoping, praying, and WORKING for so long to pay back this debt that really pales in comparison to another debt I owed not so long ago. Jesus paid a debt for me on the cross that I could NEVER repay no matter how hard I hoped or worked. No matter how long I waited and dreamed. And the best part about it is that He never wanted me to work to pay it back. He paid my debt in full and I had to do nothing but receive His free gift. I have a letter from my Lord and Savior full of "congratulations" and "your debt is paid in full." The letter doesn't say "we'd be happy to loan you more money in the future." Instead, it says "I love you always - with an everlasting love." It's a letter that I often take for granted and there are too many days that I don't delight in the fact that this great debt is paid in full simply because God loves me and calls me His child. Not because of anything that I did to deserve it...
I praise God for paying my debt in full and for simple reminders of this truth presented in mundane events of the day. I pray that you too would rejoice in the debt that Jesus paid on the cross for us all and that you wouldn't strive and labor anymore but would accept this free, most gracious gift of love.
I find myself praying many things for my unborn little boy these days. And so, today, Father, I pray that James would receive the free gift of your son Jesus one day soon and that he would come to know Your great love for him. I pray that he wouldn't try to work to earn your love or acceptance but would simply embrace the gift of a relationship with you. I pray that he would know your love for him. I pray that Stephen and I could in some small way love him in a way that he would understand how much his Heavenly Father loves him. I pray he would trust you with his life. Thank you for paying his debt in full....
For the wages of sin is death, but the gift of God is eternal life in Christ Jesus our Lord. Romans 6:23